New Home Communities in Pensacola FL: Full 2026 List by Area
More than 40 new home communities are actively selling across the Pensacola metro, from the low $230,000s in west Pensacola to the $500,000s on Perdido Key. The biggest concentrations are Cantonment and north Escambia County, the Pace and Milton corridor in Santa Rosa County, and the Gulf Breeze Parkway stretch toward Navarre. The most active builders here are D.R. Horton, Adams Homes, Lennar, Holiday Builders, DSLD Homes and Maronda Homes.
If you're shopping new construction around Pensacola, the hardest part isn't finding a house. It's keeping track of who's building where, and what you actually get for the money in each area.
So here's the full picture, area by area, with starting prices as of late September 2026. Builder pricing moves constantly with incentives and phase releases, so treat every number as a starting point and ask me for what's really available this week.
Cantonment and north Escambia County
This is the busiest growth area in Escambia County right now, and it's where your dollar goes furthest.
| Community | Builder | Starting price |
|---|
| The Enclave at Bella Terra, Majors Collection | Lennar | $256,990 |
| Sanctuary | D.R. Horton | $262,900 |
| Turtle Creek | Adams Homes | $263,865 |
| Reserve at Brookhaven | D.R. Horton | $284,900 |
| Pine Top | Adams Homes | $294,200 |
| Makaira Ridge | D.R. Horton | $297,900 |
| Pecan Valley | Adams Homes | $307,700 |
| Iron Rock | DSLD Homes | $369,990 |
| Kingsfield Manor | D.R. Horton | $414,900 |
What you're trading for the price: a longer commute to NAS Pensacola or downtown, and a drive to most shopping. What you get: newer everything, bigger lots than you'll find in town, and a whole lot of homes in the $250,000 to $300,000 range that simply don't exist in East Hill or Cordova Park.
Drive your actual commute before you commit. Cantonment to downtown at 7:30 on a Tuesday is a different trip than Cantonment to downtown on a Saturday.
Pensacola proper, including the Beulah and 32526 corridor
| Community | Builder | Starting price |
|---|
| Cypress Hollow | Adams Homes | $232,900 |
| Highland Ridge | Adams Homes | $235,900 |
| Allison Acres | Adams Homes | $286,225 |
| Piper's Landing, Watermill Collection | Lennar | $292,990 |
| Eagle Pointe | DSLD Homes | $299,990 |
| Palmetto Crossing | DSLD Homes | $329,990 |
| Fallschase at Pathstone | D.R. Horton | $334,900 |
| Seminole Bend | Maronda Homes | $348,900 |
| Preserve at Russell Crossing | D.R. Horton | $384,900 |
| Covington Place | La Vista PK | $392,800 |
| Stadium Way | D.R. Horton | $459,900 |
| Lost Key Townhomes | Lennar | $514,990 |
| Ledgestone | Classic Homes of Pensacola | $719,900 |
This list covers a huge geographic spread, which is why the prices run from the low $230,000s to over $700,000. The Beulah and 32526 corridor west of I-10 is where most of the volume is. Lost Key Townhomes sits out on Perdido Key, which is a different market entirely and priced like one.
Pace
Pace has gone from about 5,000 residents in 2010 to over 50,000 today, and the building has followed.
| Community | Builder | Starting price |
|---|
| Parker Grove | D.R. Horton | $239,900 |
| Floridatown | Holiday Builders | $241,990 |
| Stonechase, Majors Collection | Lennar | $276,990 |
| Southern Palms | Holiday Builders | $291,990 |
| Mahogany at Jubilee | Holiday Builders | $299,990 |
| Stonechase, Classics Collection | Lennar | $312,990 |
| Sentinel Ridge | DSLD Homes | $319,990 |
| Lakes of Woodbine | D.R. Horton | $324,900 |
| Parkland Place | Adams Homes | $332,675 |
| Sandy Creek | Adams Homes | coming soon |
Pace is in Santa Rosa County, which means a different school district, different property appraiser and different permitting office than Escambia. If school zoning matters to you, check the exact address with the Santa Rosa County school locator, because boundaries here shift as new schools open.
Milton
| Community | Builder | Starting price |
|---|
| Horizon's Edge | Lennar | $269,990 |
| Ridge at Harvest Point | Lennar | $269,990 |
| Avalon | Holiday Builders | $271,990 |
| The Preserve | Whitworth Builders | $275,950 |
| Blackwater Reserve | D.R. Horton | $286,900 |
| Blossom Grove | Adams Homes | $341,991 |
| Hammond Place | D.R. Horton | $399,900 |
| Cochran Commons | Holiday Builders | coming soon |
Milton is where NAS Whiting Field families land most often, and it's the best value per square foot in the metro right now. If you're flying out of Whiting, this is your shortest commute by a wide margin.
Gulf Breeze and Navarre
| Community | Builder | Starting price |
|---|
| Enclave at Midtown | D.R. Horton | $296,900 |
| Bryntleigh Terrace | D.R. Horton | $304,900 |
| Rosemary Sound | D.R. Horton | $419,900 |
| Deer Ridge Crossing | D.R. Horton | $439,900 |
| Buckeyes Landing | Herbst Homes | $439,900 |
You pay a premium on this side of the bridge, and the water access is why. Rosemary Sound is the one I get asked about most, because it has a private beach and a community dock on Santa Rosa Sound with HOA dues of just $653 a year. I wrote a full buyer guide on Rosemary Sound in Gulf Breeze with the details worth knowing before you tour it.
Four things that decide whether a new build is a good deal
Insurance, before anything else. Two homes at the same price in different communities can have very different insurance costs. Flood zone, elevation, distance to water and construction details all move the number. Get real quotes on the specific address during your inspection period, not an estimate from the sales office.
Whether there's a CDD. A community development district adds an assessment to your tax bill on top of HOA dues. Some communities here have one. It's a yes or no question with a real dollar answer, and you want it settled before you pick a lot.
What the incentive actually costs. Builder incentives almost always require using their preferred lender. Sometimes that's a genuinely good deal. Sometimes the rate buydown is funded by a higher price. Get a competing loan estimate from an outside lender and compare them side by side. That one step is worth more than any negotiation over finishes.
What's going in behind you. That green space on the site plan might be protected land, or it might be phase three. Ask, and get the answer in writing.
Register your agent on the first visit
This is the part people learn too late, and it costs them.
The person at the model home works for the builder. They represent the builder's interests in your transaction, not yours. In most cases you can bring your own agent at no cost to you, but you have to register that agent on your very first visit. Tour alone, and you generally can't add representation later.
What I do on a new construction purchase: review the builder contract before you sign, watch the build timeline against your actual move date, attend the pre-drywall and final walkthroughs, hold the builder to the punch list, and run an independent home inspection. New does not mean flawless. I've found plenty on brand-new homes.
If you're buying on PCS orders, the timing question gets sharper, and the Pensacola military PCS and VA loan FAQ covers how VA financing works on new construction.
Frequently asked questions
Which builders are building in the Pensacola area?
The most active are D.R. Horton, Adams Homes, Lennar, Holiday Builders, DSLD Homes, Maronda Homes, Whitworth Builders and Herbst Homes. D.R. Horton has the widest spread across Escambia and Santa Rosa counties.
Where is the most affordable new construction near Pensacola?
Right now the lowest starting prices are in west Pensacola and Cantonment, where several communities start in the $230,000s to $260,000s, and in Pace and Milton, where a few start under $275,000.
Do I need a realtor to buy new construction?
You don't need one, but you want one, and it typically costs you nothing. The builder's representative works for the builder. Register your agent on your very first visit to the model, because you usually can't add representation after the fact.
Is new construction cheaper than an existing home in Pensacola?
Not always, but new homes often come with builder warranties, current building code construction and newer roofs, and a newer roof can meaningfully lower your insurance. Run the total monthly cost, including taxes and insurance, on both before you decide.
How long does it take to build a home in the Pensacola area?
It varies by builder, plan and phase, and delays are common. If you have a hard move date, ask for the current build schedule in writing and plan a fallback. Move-in ready inventory homes are the safer choice on a tight timeline.
Thinking about a new build?
The short version: there is a lot being built here right now, and the right choice depends on your commute, your insurance number and your timeline more than on the price sheet.
Text or call me at (850) 786-3996 before you tour anything, and I'll tell you which communities fit what you're after. No pressure, just straight answers.
Community names, builders and starting prices verified 25 September 2026 from builder and new-home listing sources. Builder pricing changes often, so confirm current pricing and availability before you tour.