Who is exempt from the VA funding fee in Florida?

A veteran is exempt if they receive VA compensation for a service-connected disability, are eligible for compensation but receive retirement pay, or have been awarded a Purple Heart (for active duty). Surviving spouses may also qualify.

How do I prove I am exempt from the VA funding fee?

The exemption is usually verified through your Certificate of Eligibility (COE). Your lender will pull this document, and if your disability status is on file with the VA, the fee is automatically waived at closing.

Can I get a refund for a VA funding fee already paid?

Yes, if your service-connected disability rating was effective before your loan closed, you can request a refund through the VA. The refund is typically applied to your loan's principal balance.

What other tax breaks do disabled veterans get in Florida?

Florida veterans with a 10% or greater disability rating can get a $5,000 property tax exemption. Those with a 100% P&T disability rating may be exempt from all property taxes on their primary residence.

Is the VA funding fee exemption different in Florida?

No, the funding fee exemption is a federal benefit available to all eligible veterans regardless of which state they purchase in, but Florida residents enjoy additional local property tax perks.

VA Loan Funding Fee Exemptions for Disabled Veterans Florida

Discover how disabled veterans in Pensacola, FL can waive the VA loan funding fee. Save thousands on your home purchase with these Florida-specific tips.